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Best tips to master the use of clutch – a key to driving manual transmission cars

For all those who are about to drive a manual transmission car, mastering the clutch remains pivotal to success in driving away early jitters. Steering control does not take much of a doing hence let us focus on the major uses of the clutch at important scenarios that we are faced with right from getting the car started till parking the vehicle. At all stages remember once the feet is off the clutch the car engine is expected to shut off so you better put your feet on the clutch.

Scenario 1: First interaction with the clutch, starting the car: When you are all set with the front, rear view mirrors, adjustment of seat, fastening of seat belt check the handbrake, press the clutch fully, check the gear is in neutral, turn on the key to start the car. Depending on whether the car is parked downhill or level parking release the hand brake carefully. With the clutch fully pressed, change the gear to first, with feet on brake, look at the mirrors/blind spot, release the brake gradually and release 50% of the clutch(car vibrates that is the indication) without using the accelerator to slowly allow the car to move. Once the car develops a motion, slowly use the accelerator.

Scenario 2 : At a 4 way junction to cross without turning left or right : Keep the clutch at 50% with full brake , depending on traffic whenever safe to move , without accelerating , release clutch and move on and once out of the junction accelerate to gather speed by going to a higher gear using clutch.

Scenario 3 : Uphill stuck in traffic , use of clutch to keep car under control and move immediately without moving back when lights turn green – While stuck up , keep clutch pressed , brake pressed and handbrake up. When time to move keep brake fully pressed, release 75% clutch and when car vibrates release brake, car moves forward and then accelerate on a need basis.

Scenario 4: Moving downhill: Keep clutch pressed fully since you are descending with gravity, foot on brake till you come down and then regulate clutch, brake and accelerator depending on need.

Scenario 5 : Crossing a turning and moving left or right : Keep the clutch 50% pressed , with full brake check whether it is safe to turn left or right and then release clutch and then brake, move without accelerating , after safely on the side of road on turning use accelerator to move forward.

Scenario 6: Driving in reverse to find a parking spot: Press clutch fully, set gear to reverse, press brake fully subsequently slowly release clutch to 50% , release brake without accelerating till car moves back and then move it without accelerating and find the spot.

So master the use of clutch to remove early jitters to enjoy driving.

July 3, 2017
Riding the digital wave by taming the mind is the need of the hour for IT professionals

In this age of digital disruption , especially in a knowledge worker age reskilling oneself in digital technologies is the way to go for an IT professional.

Rather than cribbing about having to unlearn old things to learn new technologies , tuning of the mind is needed to make oneself believe that “Yes I can.” Trending technologies like Big data HADOOP , Data science including R and Python are technologies that can be learnt by having access to internet with myriad number of blogs , forums and repositories available to enable learning.

Aside from this , getting enrolled for online courses by expert vendors would silence the nerves and instill a belief that these are just like any other technologies to learn and adapt to. Adaptability has a lot to do with the mental strength of an individual and for professionals is the need of the hour.

Everything is there in the mind , unlearning what has been learned and learning new technologies in line with digital transformation is definitely the way forward.

June 23, 2017
With love for fish loving Bengalis in Bangalore

For fish loving Bengalis in Bangalore , who believe in hand picking fish they love to have , HAL Fish market Dr Babasaheb Ambedkar Rd, Reddypalya, Jyothi Nagar, Bengaluru, Karnataka 560017 is the place to go.

Fresh Bengali fishes arrive Friday night and hence arriving early morning(preferably within 9 am) on Saturday , becomes important to get fresh and high quality fishes. Hilsa , Chitol , Parshe , Tengra , Rohu , Katla , Bhetki with prices similar to that in Kolkata are available here. In addition to the variety of fishes , HAL market is a great location to buy all kinds of vegetables , at attractive rates , especially the ones that go well with fishes.

This place is quite adjacent to Indiranagar metro station hence for people commuting from the South part of Bangalore availing metro service to reach HAL Fish market is a good option to avoid traffic.

Common Bengali fishes like Rohu , Katla , Ar Tengra , prawns and Pabda are available on local roadside shops as well as non veg sections of supermarkets chain stores in malls.As an alternative to Mourala , which is difficult to get in HAL Fish market , Anchovies provides a very good option and is more widely available.

Another fish worthy of mention for bengalis , to have a try is the Norwegian Salmon priced at ~1600 INR per kilo and is available in chain supermarket outlets in malls.

For fish loving Bengalis , working in various professions , Bangalore offers a lot of options in terms of hand picking fish and giving a feel of the best breed of fishes Bengalis are so used to having in Kolkata. So fish loving Bengalis feel at home in Bangalore.

June 13, 2017
Debt mutual funds way to go for risk averse investors

As a risk averse investor , deciding to invest in mutual funds always remains a big challenge.

But with rate of FDs falling by the day , ever reducing interest rates offered by banks on money stuck up in savings accounts , starting to invest in mutual funds in bits and pieces is the way to go to receive higher interests on hard earned money.

For individuals who are skeptical about investing in the equity market , there are instruments namely debt mutual funds that invest in relatively secure debt instruments. These instruments even though are not fully secure are worth starting off with for a risk averse investor to get a feel of investing in mutual funds.

Long term debt funds , short term debt funds , ultra short mutual funds , liquid funds are relatively secure followed by gilt funds and these mainly investment in debt instruments as opposed to equity funds.

There are number of financial sites who provide mobile apps as well , that can help create a portfolio of mutual funds a risk averse investor plans to invest in and helps the investor study the trend before zeroing in on the final portfolio. The same can be done for high performing equity funds as well. CRISIL ratings for mutual funds in all categories are also available as a ready reckoner before deciding to invest.

Demat accounts as well as bank specific securities accounts can be opened to start trading in MF’s either using SIP(Systematic Investment Plan like EMI) or paying money in lump sum. Investors can invest online using the websites of respective MF AMC by fulfilling requirements of e-kyc. These can help in purchase of direct mutual funds which are advantageous in terms of not having to pay commission or brokerage.

Happy investing..

Fearless investing..

June 13, 2017
Welcome post for motivation preachers and seekers

By means of this first post would like to mention that this blog site is for preachers and seekers of motivation.In the hustle and bustle of our daily lives each one of us look forward for that shot of motivation and inspiration to re-energize ourselves in order to carry on our daily chores. With lessons learnt from numerous self help and motivational best sellers let us prepare ourselves to embark on the journey towards fulfillment.

June 12, 2017