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  • With love for fish loving Bengalis in Bangalore

    For fish loving Bengalis in Bangalore , who believe in hand picking fish they love to have ,  HAL Fish market Dr Babasaheb Ambedkar Rd, Reddypalya, Jyothi Nagar, Bengaluru, Karnataka 560017 is the place to go.

    Fresh Bengali fishes arrive Friday night and hence arriving early morning(preferably within 9 am) on Saturday , becomes important to get fresh and high quality fishes. Hilsa , Chitol , Parshe , Tengra , Rohu , Katla , Bhetki with prices similar to that in Kolkata are available here. In addition to the variety of fishes , HAL market is a great location to buy all kinds of vegetables , at attractive rates , especially the ones that go well with fishes.

    This place is quite adjacent to Indiranagar metro station hence for people commuting from the South part of Bangalore availing metro service to reach HAL Fish market is a good option to avoid traffic.

    Common Bengali fishes like Rohu , Katla , Ar Tengra , prawns and Pabda are available on local roadside shops as well as non veg sections of supermarkets chain stores in malls.As an alternative to Mourala , which is difficult to get in HAL Fish market , Anchovies provides a very good option and is more widely available.

    Another fish worthy of mention for bengalis , to have a try is the Norwegian Salmon priced at ~1600 INR per kilo and is available in chain supermarket outlets in malls.

    For fish loving Bengalis , working in various professions , Bangalore offers a lot of options in terms of hand picking fish and giving a feel of the best breed of fishes Bengalis are so used to having in Kolkata. So fish loving Bengalis feel at home in Bangalore.

  • Debt mutual funds way to go for risk averse investors

    As a risk averse investor , deciding to invest in mutual funds always remains a big challenge.

    But with rate of FDs falling by the day , ever reducing interest rates offered by banks on money stuck up in savings accounts , starting to invest in mutual funds in bits and pieces is the way to go to receive higher interests on hard earned money.

    For individuals who are skeptical about investing in the equity market , there are instruments namely debt mutual funds that invest in relatively secure debt instruments. These instruments even though are not fully secure are worth starting off with for a risk averse investor to get a feel of investing in mutual funds.

    Long term debt funds , short term debt funds , ultra short mutual funds , liquid funds are relatively secure followed by gilt funds and these mainly investment in debt instruments  as opposed to equity funds.

    There are number of financial sites who provide mobile apps as well , that can help create a portfolio of mutual funds a risk averse investor plans to invest in and helps the investor study the trend before zeroing in on the final portfolio. The same can be done for high performing equity funds as well. CRISIL ratings for mutual funds in all categories are also available as a ready reckoner before deciding to invest.

    Demat accounts as well as bank specific securities accounts can be opened to start trading in MF’s either using SIP(Systematic Investment Plan like EMI) or paying money in lump sum. Investors can invest online using the websites of respective MF AMC by fulfilling requirements of e-kyc. These can help in purchase of direct mutual funds which are advantageous in terms of not having to pay commission or brokerage.

    Happy investing..

    Fearless investing..

  • Welcome post for motivation preachers and seekers

    Welcome post for motivation preachers and seekers

    By means of this first post would like to mention that this blog site is for preachers and seekers of motivation.In the hustle and bustle of our daily lives each one of us look forward for that shot of motivation and inspiration to re-energize ourselves in order to carry on our daily chores. With lessons learnt from numerous self help and motivational best sellers let us prepare ourselves to embark on the journey towards fulfillment.

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